Services List
- Halo Credit Solutions, LLC
- Halo Credit Solutions, LLC has assembled a team of credit experts whose goal is to help improve the accuracy of each client's credit report.
Read More - Halo Debt Solutions, Inc.
- Halo Debt Solutions, Inc. is an industry leader in debt settlement services, negotiating and settling various types of unsecured debts.
Read More - Halo Group Mortgage, LLC
- Halo Group Mortgage, LLC is a full-service, Texas based mortgage brokerage in the retail lending environment.
Read More - Halo Group Realty, LLC
- Halo Group Realty, LLC provides professional real estate services with exceptional service and industry knowledge for both buyers and sellers.
Read More - Halo Choice Insurance Services, LLC
- Halo Choice Insurance provides experience, knowledge and resources to meet all of your individual or business insurance needs.
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 | STEPS TO SUCCESS |
- We complete a thorough one on one consultation to assess your current situation.
- We will complete all the necessary technical paperwork in preparation of a loan modification package.
- We will perform a complete review and analysis of your financial situation and hardship.
- We begin to correspond with your current lender and inform them of your intent to resolve any default issues with your loan.
- We request payoff and reinstatement quotes from your mortgage company, and furnish you a detailed list of findings.
- We complete a thorough analysis of your monthly income and debt obligations.
- We prepare a detailed evaluation of your home’s current value and market trends in your neighborhood.
- We perform a Net Present Value analysis of your home to determine the lender’s return on mortgage investment.
- We assess your complete financial profile to determine your qualification for a loan modification.
- We provide detailed information on your options and guide you to the next step.
- We submit your complete loan modification package and financial analysis to your mortgage company.
- We begin the negotiation of loan modification terms and conditions.
- We receive the terms and conditions in writing from your lender, and make sure it is as we negotiated.
- We present the lender approved solution to you for your approval.
- You agree to the terms and remain a happy homeowner.